money

You’ll find information here about money-free exchange, saving, borrowing, insuring and giving money.

You could think about how ‘dark green’ or ‘light green’ you want to be in your saving/giving. Some people don’t want to invest in/give to companies or organisations unless they are squeaky clean (the dark green approach). Others feel that if they invest in a company which seems to be going in the right direction (light green) this will encourage them to greater effort.

 

Blue and Green tomorrow (sustainable investing)


Latest analysis on green investment across the globe
 

Charities Aid Foundation

  Works to transform the way donations are made to charities and the way charitable funds are managed. Administers charity-giving for individuals including claiming Gift Aid on their behalf.
 

Charity Giving

 Online service which will administer your charity giving and claim Gift Aid on your behalf. Also offers practical advice and co-ordination of fundraising efforts.
 

Climate Change initiative

The Climate Change Initiative is working to build “climate bonds” that will meet the demands of big institutional investors. If you are able to influence decision-making by an institutional investor (eg through unions), then you may be interested in this site.

 

Co-operative Bank/Smile

 Ethical Consumer names The Co-op (and its internet arm, Smile) as the best bank (current and savings accounts) in terms of sustainability/the environment. Use their credit card and they will donate to your chosen cause at each transaction, eg FoE.!
 

Cooperative Bank,
32, High St.,
01743 248121

Community clothing

UK made clothing

Rochdale

Community Development Finance Association

Community Development Finance Institutions (CDFIs) are local organisations that provide finance that would otherwise not be available. They lend money to small businesses, social enterprises and charities, and individuals who struggle to get finance from high street banks. They can be a good source of finance and can also be a good way to invest your money. You may qualify for community interest tax relief.
 

Ethical Consumer


Compares a large number of banks, insurance companies and product brands on a range of ethical criteria including the environment and product sustainability
 

Fair Pensions

A campaign group working to convince the large institutional investors to be greener, using shareholder power to hold companies to account. Their 2012 report “Ethically Engaged?” says many ethical providers are failing their consumers. It names the best and worst of the largest ethical institutional investors, including pension funds, asset managers and insurance companies
 

Freegle (replaces freecycle)

Offer things you no longer use and ask for things you want that other people may no longer need. As long as you give away things you don’t want (ie don’t charge) and keep things that you do want (ie you mustn’t sell them on), it’s all free and local.
 

Funding Circle

Peer-to-peer website to help businesses find loans quickly and investors to invest in a business they understand. There are no middlemen. Connects people who want to invest money with vetted, established businesses who want to borrow money. Lenders can look at the list of companies that want loans and choose according to their interest/the level of risk they are prepared to take. Businesses can advertise their needs. NB Loans are not covered by the Financial Services Compensation Scheme

 

Just Credit Union Ltd.

SAVING MONEY,  GIVING LOANS

Community Bank for Shropshire – check on the website   
Not for profit, members only, ethical & local financial co-operative. Open to any resident or worker in Shropshire, Telford and Wrekin. Save small or large amounts. Loans at affordable rates on a flexible repayment basis. Current accounts, ATM use and direct debit payments.

1A Castle Gates
Shrewsbury,
01743.252325

Just Giving

 A free online fundraising service, with automatic Gift Aid reclaim service.

 

Letslinkuk ( Severn LETS)

(Local Exchange & Trading System
email link admin@severnlets.org.uk
National: www.letslinkuk.net
Shrewsbury-based local skills exchange scheme, avoids using money.
 

01743 246224

Money Reform Party

Organisation that campaigns against the control and creation of the money supply by the private banks which it regards as the fundamental cause of the big issues of today including climate change                                                
 

MONEY SAVING ADVICE


EIRIS
Websites that compare the sustainable/green credentials of companies, including pension schemes,  that consumers might want to invest in.

 

also   wwww.yourethicalmoney.org

Move Your Money

Campaign to explain why people should pledge to change their bank to a more green, ethical one.
 

Naturesave Policies Ltd

Green insurance for companies, charities and individuals
 

People Fund It

Website (merged with Crowdfunder) which gives information about UK individuals and community groups that are looking for money to start a project. You can choose what to give. Or you can ask for funding.

 

Philanthropy UK

 Information about and advice on the best way of giving - mainly larger amounts.
 

Positive Money

Organisation that campaigns against the control and creation of the money supply by the private banks which it regards as the fundamental cause of the big issues of today including climate change                                                
 

Shared Interest

An ethical investment co-operative which invests your money in fair-trade businesses. These are sustainable/environmentally responsible. “Justice not profit is our bottom line”. 
 

Shared Interest

     Makes donations on your behalf to fair-trade enterprises
 

The Ecology Building Society

Savings accounts and specialist mortgages. It lends to people who are building/developing in an environmentally sensitive way.

 

Transport

Often cars are hired to drive a couple of people and their guests just a few miles - using a more environmentally friendly option can also save money. If the venue is less than a mile, why not walk? Alternatively use public transport,  or a horse and carriage.  See Getting Around section.

Wellington horse and carriage



 

      

01952 456 719

Triodos Bank

Banking, investment, fund management etc. Lends your money to socially/environmentally responsible businesses - you can see who on their website
 

UK Sustainable Investment and Finance (UKSIF)


An organisation which gives advice on “impact investment” which generates environmental good. Guides for charities, churches and financial advisers

 

UK Sustainable Investment and Finance (UKSIF)

An organisation which gives advice on “impact investment” which generates environmental good. Guides for charities, churches and financial advisers
 

UK Sustainable Investment and Finance (UKSIF)

Organises an annual National Ethical Investment Week which includes nationwide talks and events. Individuals are encouraged to take part.

 

Worldwise Investor

See Blue and green tomorrow - who have bought out Worldwise Investor

 

Latest analysis on green investment across the globe
 

Zopa

Peer-to-peer website. Same idea as Fundingcircle, but the investment is in individuals, not in businesses. Individuals can apply for loans. NB Loans are not covered by the Financial Services Compensation Scheme

 

•Britannia Bank/The Co-operative Bank/Smile

The Co-op and Britannia merged in 2009 but continue under both names. Ethical Consumer names The Co-op (and its internet arm, Smile) as the best bank (current and savings accounts) in terms of sustainability/the environment. Use their credit card and they will donate to your chosen cause at each transaction, eg FoE. For a credit card apply T: 0800.002.006. 
 

Britannia Bank
32 High St.,
Shrewsbury,
01743 248121